Accident Insurance

ACCIDENT INSURANCE: Prior to doing any work on property administered by The New 49'ers, members and guests are encouraged to have their own accident insurance policy on file with our organization. Or, we have an excellent group policy available to members which provides $5,000 worth of coverage for bodily injury caused by any prospecting accident and resulting independently of any other cause.

It is a supplemental policy. This means that if you have some other form of insurance, this policy only covers you when the other runs out. It is good only during prospecting activity and while en route to and from any prospecting activity. It is also a $5,000 life insurance policy if your death is the result of an accident while prospecting. It is an excellent policy for those not having something else to cover them in case of an accident.

The policy has a $100 deductible and covers $100 per tooth, $500 dental maximum, with a $5,000 maximum limit per injury.

The policy currently costs $30 per person, per year (subject to change without notice). This covers from January 1 through December 31. There is no rebate if the policy is purchased later in the year; the fee is still the same. Rates may go up with time. Please contact our office for current rates.